Navigating Small Claims Court in Colorado

Talk with us today

Small Claims Court in Colorado: A Comprehensive Guide

Navigating Colorado’s small claims court can be complex yet crucial for resolving minor disputes. As a leading law firm, we know the journey involves more than paperwork—it requires understanding legal parameters, preparing your case, and knowing what to expect.

We’re here to demystify the complexities of Colorado’s small claims court system and offer insights to handle your case confidently. We’ll delve into eligibility, filing processes, suitable claim types, potential outcomes, mistakes to avoid, local court variations, and alternatives, emphasizing the importance of preparation in this legal process.

Table of Contents

  1. What Is Small Claims Court?
  2. Who Can File a Claim in Small Claims Court?
  3. Examples of Cases Suitable for Small Claims Court
  4. How to File a Claim in Small Claims Court
  5. The Limitations, Outcomes, and Alternatives to Small Claims Court
  6. Common Mistakes to Avoid in Small Claims Court
  7. Colorado Small Claims Court Locations
  8. Courts Locator: Find the Small Claims Court Nearest You
  9. Local Court Variations in Colorado
  10. Colorado Small Claims Court Resources
  11. FAQ: Small Claims Court in Colorado
  12. Contact Our Colorado Law Firm

What is Small Claims Court?

Small claims court is a unique legal avenue designed to help individuals resolve minor disputes without the complexities and costs associated with higher courts. In Colorado, the platform enables you to bring lawsuits against others for disputes involving amounts less than $7,500.

As a streamlined process, small claims court often doesn’t require formal legal representation, making it accessible for individuals without extensive knowledge. It’s important to note that small claims court focuses on specific types of cases, typically involving monetary disputes, rather than criminal cases or complex civil matters.

Key Takeaways: Small Claims Court Defined

  • Purpose: Small claims court resolves minor disputes quickly and affordably.
  • Monetary Limit: In Colorado, small claims court disputes must involve amounts less than $7,500.
  • Accessibility: The small claims court process is accessible to individuals without extensive legal knowledge.
  • Case Types: Small claims court typically handles monetary disputes but not criminal or complex civil matters.

Who Can File a Claim in Small Claims Court?

In Colorado, both individuals and businesses can file a claim in small claims court. However, you must meet specific criteria:

  • Age: The person or entity filing the claim (the plaintiff) must be at least 18 years old or legally emancipated. If a minor wishes to file a claim, they must do so through a parent or legal guardian.
  • Type of Dispute: The dispute must involve an amount less than $7,500.
  • Jurisdiction: The defendant (the sued party) must reside in or have a place of business within Colorado. The state’s small claims courts don’t have jurisdiction outside the state.

Key Takeaways: Who Files Claims

  • Eligibility: Both individuals and businesses can file a claim.
  • Age Requirement: The plaintiff must be at least 18 years old or legally emancipated. Minors can file through a parent or legal guardian.
  • Monetary Limit: The dispute must involve an amount less than $7,500.
  • Jurisdiction: The defendant must live or have a business within Colorado; small claims courts don’t have jurisdiction beyond state lines.

Examples of Cases Suitable for Small Claims Court

Colorado’s small claims court handles various disputes involving relatively small amounts of money. Below are examples of typically suitable case types:

  • Unpaid Debts: If someone owes you money and refuses to pay, you can proceed in small claims court. Debts can include a personal loan, unpaid rent, or an unpaid invoice for services.
  • Property Damage: If someone else damages your property and refuses to pay for repairs, you can file a claim. Common examples include a neighbor damaging your fence or someone hitting your parked car and refusing to pay.
  • Breach of Contract: If you entered into a contract with someone and they fail to fulfill their obligations, you can sue them in small claims court. An example would be if you hired a contractor to remodel your kitchen, and they didn’t complete the work as agreed.
  • Security Deposits: Tenants whose landlords refuse to return a security deposit without a valid reason can sue them in small claims court.
  • Product or Service Issues: If you paid for a product or service that wasn’t delivered as promised, you can file a claim. Situations might include faulty products, poor workmanship, or misrepresentation of services.
  • Personal Injury: You can resolve minor personal injury claims in small claims court, such as settling medical bills from a dog bite.


Remember, these are just examples. The critical point is that the dispute must involve a clear monetary value and be less than the maximum limit set by the state. Also, the case should be reasonably straightforward, as complex legal issues aren’t well-suited for small claims court.

Key Takeaways: Dispute Types

Examples of dispute types include personal injury, breach of contract, security deposits, unpaid debts, property damage, and product or service issues. However, the dispute must meet the eligibility criteria for small claims court in Colorado.

How to File a Claim in Small Claims Court

Filing a claim in small claims court involves several steps. Here’s a simplified guide to the process:

  1. Identify the Defendant: Make sure you have the correct name and contact details of the person or business you’re suing.
  2. Complete the Necessary Forms: You’ll need to complete a Notice, Claim, and Summons to Appear for Trial form. You can find it on the Colorado Judicial Branch website.
  3. File the Claim: Take your completed forms to the clerk at your local small claims court. You’ll pay a filing fee, which varies depending on the claim amount.
  4. Serve the Defendant: You must notify the defendant of the claim against them, whether by certified mail, a process server, or via the sheriff’s department.
  5. Wait for the Defendant’s Response: The defendant has a specific time frame (usually 15-30 days) to respond to the notice. If they don’t, you may request a default judgment from the court.
  6. Setting a Court Date: If the defendant responds, the court will set a date for the hearing, which typically occurs within 40-70 days after filing.
  7. Prepare for Court: Gather all pertinent documents and evidence related to your claim. You should rehearse your presentation to ensure you can clearly and succinctly explain your case.
  8. Attend the Court Hearing: On the appointed day, present your case before the judge. Be respectful, stick to the facts, and answer any questions the judge may have.
  9. Judge’s Ruling: After both parties have presented their cases, the judge will make a ruling. It could be immediate, or they may need time to review the evidence before deciding.
  10. Enforcing the Judgment: If the judge rules in your favor, the defendant is generally required to pay the judgment within a certain period. If they fail to do so, you can take legal steps to enforce the judgment.


Remember, the small claims court process is meant to be accessible to everyone, but it still requires diligence and preparation to present your case effectively.

Key Takeaways: How to File

Though the small claims court in Colorado is simple compared to higher courts, you must follow a series of steps to file and participate successfully. Items include identifying the defendant, completing forms, filing, serving the other party, waiting for a response, setting and preparing for a court date, attending a hearing, and abiding by the judge’s ruling.

The Limitations, Outcomes, and Alternatives to Small Claims Court

While helpful in settling minor disputes, small claims court has limitations. The maximum claim in Colorado is $7,500, and complex legal issues may not be suitable for this venue.

Additionally, collecting awarded money can be challenging if the defendant refuses to pay. Lastly, the judge’s decision in small claims court is typically final, with a limited and often complex appeal process.

Before determining whether to file a claim, consider alternatives like mediation, arbitration, or direct negotiation. These avenues can often be less adversarial, quicker, and more cost-effective ways to resolve disputes.

Key Takeaways: Limitations, Outcomes, Alternatives

Like any legal process, the small claims court in Colorado has stipulations, from the maximum claim amount and suitability to changes in the collection, decision finality, and potentially better alternatives like mediation.

Common Mistakes to Avoid in Small Claims Court

When filing your case in a Colorado small claims court, avoid the following common pitfalls:

  1. Filing in the Wrong Court. One of the most common mistakes is filing in the wrong jurisdiction. Doing so could result in case dismissal or a transfer, leading to delays and additional costs. Double-check that you’re filing in the correct location. If you’re unsure, ask the court clerk.
  2. Failing to Serve the Defendant Properly. Serving the defendant with notice is critical, as failing to do so correctly can result in case delays or dismissals. Numerous filers assume that simply mailing the notice is sufficient without verifying the legal standards. Ensure you follow the protocol and keep proof of service as you prepare for your hearing.
  3. Lack of Preparation. Many first-time filers underestimate the importance of preparing by arriving at court without organized evidence, proper documents, or a clear strategy for presenting their case. Gather all relevant documents and practice presenting them clearly and concisely.
  4. Overestimating the Simplicity of the Process. While small claims court is simpler than higher court procedures, some cases may involve complexities that require more legal expertise. If your case is complex, consider seeking legal counsel before filing.
  5. Ignoring Alternative Dispute Resolution Methods. Rushing into small claims court without first attempting alternatives like negotiation, mediation, or arbitration is a common mistake. Explore whether your issue is better for other methods, as they may save you time and money.
  6. Failing to Collect the Judgment. Securing a judgment in your favor doesn’t guarantee payment. Some believe the court will automatically collect for them, only to find that they’re responsible for enforcing the judgment. Research your options or seek legal help if needed.

Key Takeaways: Common Mistakes

Common pitfalls of submitting a claim in small claims court typically have to do with an incorrect understanding. Take your time researching how the process works to ensure you abide by all applicable laws and regulations. Don’t hesitate to seek other legal avenues that could better fit your situation.

Were You or Someone You Know Injured?

Colorado Small Claims Court Locations

Colorado has 64 counties, but not every area has a dedicated small claims court. Small claims cases are often handled at the district or combined court level and some counties may share judicial resources with their neighbors. In such cases, residents of those counties may need to file their small claims in a neighboring county’s court.

Courts locator – Find the Small Claims Court Nearest You

Please remember the following information: Visit the Colorado Judicial Branch website and enter your city or county to find the location and contact details of your county court. Once you’ve located the court in your county, use the “Section menu” to navigate through your options. See the example menu below.

Below are the small claims court locations in Colorado, organized by county:

  1. Adams County
    • Address: Adams County Justice Center, 1100 Judicial Center Drive, Brighton, CO 80601
  2. Arapahoe County
    • Address: Arapahoe County Justice Center, 7325 S. Potomac Street, Centennial, CO 80112
  3. Boulder County
    • Address: Boulder County Justice Center, 1777 6th Street, Boulder, CO 80302
  4. Denver County
    • Address: Denver City and County Building, 1437 Bannock Street, Denver, CO 80202
  5. Douglas County
    • Address: Douglas County Justice Center, 4000 Justice Way, Castle Rock, CO 80109
  6. El Paso County
    • Address: El Paso County Combined Courts, 270 S. Tejon Street, Colorado Springs, CO 80903
  7. Jefferson County
    • Address: Jefferson County Combined Court, 100 Jefferson County Parkway, Golden, CO 80401
  8. Larimer County
    • Address: Larimer County Justice Center, 201 Laporte Avenue, Fort Collins, CO 80521
  9. Mesa County
    • Address: Mesa County Justice Center, 125 N. Spruce Street, Grand Junction, CO 81501
  10. Pueblo County
  • Address: Pueblo Combined Court, 501 N. Elizabeth Street, Pueblo, CO 81003
  1. Weld County
  • Address: Weld County Combined Courts, 901 9th Avenue, Greeley, CO 80631

This list covers the main courts where you can file small claims cases in Colorado. Each county may have specific procedures, so contact the court directly for further information.

Colorado Small Claims Court Resources

Check out the following free resources about navigating the small claims court in Colorado:
  1. How To Guide to Small Claims: The Colorado Judicial Branch has created this short guide for filing small claims.
  2. Small Claims Handbook: A Guide for Non-Lawyers: The Colorado Judicial Branch and the Denver Bar Association have published a handbook for non-lawyers about small claims cases. It offers guidance on Colorado’s small claims process.
  3. Colorado Rules of Civil Procedure for Small Claims Courts: This guide outlines the simplified rules of civil procedure for small claims cases.
  4. Small Claims Forms: The Colorado Judicial Branch provides all the necessary forms for a small claims case online.

Local Court Variations in Colorado

While the general small claims court procedures are consistent across the state, some variations exist between courts in more urban areas like Denver and those in rural counties.

  • Denver and Other Urban Counties: Small claims court cases are more frequent in Denver, Arapahoe, or Jefferson counties, meaning the process may be quicker due to higher case volumes and resources. Larger counties often have more staff available for assistance, and finding a process server or using certified mail is straightforward.
  • Rural Counties: In rural counties, like those in the western or southern parts of Colorado, judicial resources may be limited. Some rural counties share court staff or facilities with others nearby, and small claims cases may take longer to process. If you’re filing in a rural county, prepare for delays in scheduling hearings or serving defendants.

Because not every county in Colorado has a dedicated small claims court, residents of smaller or less populated areas may need to file their claims in another location. For example, some counties like Hinsdale or Mineral may refer cases to ones with more judicial resources, which may affect court dates and case timelines.

Key Takeaways: Local Courts

Understanding Colorado-specific details and local court variations can help you better navigate the small claims process and ensure a successful filing based on your location.

The Small Claims Court in Colorado can award up to $7,500. If your claim exceeds this amount, you must waive the excess or file in a different cour

When filing a small claims court case in Colorado, the general rule is to file in the county where one of the following applies:
  1. Where the Defendant Lives or Works: You should typically file the case in the county where the person or business you are suing (the defendant) lives, works, or conducts business.
  2. Where the Incident Occurred: If your case involves a specific event or incident (like property damage or a contract dispute), you can also file in the county where that event took place.
  3. Business or Property Location: If your claim is against a business, you can file in the county where the business has headquarters or where the transaction occurred.

Tips for Determining the Correct County:

  • Look at Contracts or Agreements: Sometimes contracts specify a particular county for any legal disputes. Check for any such provisions.
  • Multiple Options: In some cases, you may have multiple filing options, such as where the defendant lives versus where the incident happened. Choose the one that is most convenient for you or is most likely to be favorable.

Venue Requirements:

If you file in the wrong county, the court could dismiss your case or transfer it to the correct venue. It’s always a good idea to verify with the court clerk to make sure you file in the correct location.

Small Claims Court handles simple cases to recover money or property, perform a contract, set aside a contract, or comply with restrictive covenants. Examples include landlord-tenant disputes over security deposits and car accident damages not covered by insurance.

No, a magistrate hears all cases in small claims court unless you request a judge or the magistrate is unavailable.
You can sue someone who lives, works, is a full-time student, or has a regular place of business in a county with a small claims court location. Additionally, you can sue a landlord in the county where the rental property resides.

You need to complete a “Notice, Claim, and Summons to Appear for Trial” form (JDF 250), available at courthouses or online at the Colorado Judicial Branch website. Then, file it with the court clerk and pay the applicable filing fee.

Yes, in addition to your claim amount, you may be entitled to recover your filing fee, service of process fee, and interest.

You can request a filing fee waiver by completing forms JDF 205 and 206 and submitting them to the court. The court will decide whether to grant the waiver based on your financial situation.

The Complaint must be served by someone not involved in the case, such as a sheriff or private process server. Alternatively, the court clerk can send it via certified mail for an additional fee.

A Counterclaim is a claim by the Defendant against the Plaintiff arising from the same situation. It must be filed with the Response and cannot exceed $7,500 unless the Defendant accepts a lower amount.

While attorney participation is discouraged to keep the process simple, Defendants can hire a lawyer with seven days’ notice to the court. Plaintiffs can also hire an attorney if the defendant does so.
Bring any relevant documents, photographs, receipts, contracts, or other evidence that support your case. Be sure to organize and clearly present your evidence.
Yes, witnesses who can support your case should appear in court. If a witness doesn’t want to come voluntarily, you can subpoena them.

Read all court papers, make notes of what you want to say, organize your evidence, and practice presenting your case. Visiting the court ahead of time can also help familiarize you with the process.

If you cannot attend, file a “Motion to Set Aside” within 30 days of the judgment or dismissal, explaining why you were absent. However, such motions are rarely granted.

You can ask the Magistrate to order the Defendant to answer interrogatories about their assets. You may then garnish wages or seize property to collect the judgment.

Yes, you can appeal the decision to a district court judge by filing one and possibly paying additional costs and a bond. The appeal is a review of the transcript, not a new trial.
Settlement is always an alternative. It allows you to structure your own result, often with mediator assistance, rather than having a magistrate decide.
If the defendant doesn’t respond or appear in court, the magistrate may enter a default judgment in favor of the plaintiff, granting the relief requested in the complaint.
To find the registered agent of a corporation doing business in Colorado, contact the Colorado Secretary of State or visit their website at www.sos.state.co.us .
File a motion with the court requesting a continuance, explaining the reasons for the request. You must file the motion as soon as possible.

Yes, but ensure the necessary equipment is available in the courtroom. Notify the court in advance if you need to present electronic media during the trial.

Yes, individuals can represent themselves in small claims court. While the court generally discourages attorney presence, they can advise if you provide proper notice or if the other party hires a lawyer.
If you lose, you may need to pay the judgment. You can ask the magistrate to “stay” the proceedings to allow you to appeal, meaning the winner can’t try to collect the judgment immediately.

However, if you appeal, you’ll have to pay additional costs and may have to put up a bond. An appeal is a review of the transcribed tape by a district court judge, not another trial.
Organize your evidence in the order you plan to present it. Ensure clear labeling to make referencing easier. Bring multiple copies for the magistrate, the opposing party, and yourself.
If the Defendant doesn’t live, work, study, or conduct business in the county where you filed your claim, you may need to re-file in the appropriate county. Verify the correct jurisdiction before filing.

File a “Notice of Representation” form (JDF 256) with the court at least seven days before the trial if you plan to hire an attorney. The form is available on the Colorado Judicial Branch website.

NO, While some forms may be available online, you typically need to file the Complaint in person at the courthouse. Check the Colorado Judicial Branch website for specific instructions and availability of online services.

Review the counterclaim carefully and prepare a response. If they file the counterclaim close to the trial date, you may request a rescheduling to allow adequate preparation time.

The Magistrate will listen to both parties, review evidence, and ask questions. Be concise and clear in presenting your case, and respond directly to the Magistrate’s inquiries.

Judgments in Colorado are valid for at least six years. You can take various actions to collect the judgment during this period, including garnishing wages or seizing property.

Contact Our Colorado Law Firm

After reading this guide, we hope you’ve gained a comprehensive understanding of small claims court, its limitations, outcomes, and alternatives. This knowledge is crucial in determining the best course of action when dealing with disputes that might otherwise lead to small claims court.

However, if after considering the specifics of your case – be it an auto accident, personal injury, or other dispute – you find that small claims court may not be the most suitable avenue, don’t hesitate to contact us at Ramos Law.

Our team of experienced attorneys in Colorado is ready to assist you, offering advice and guidance tailored to your unique situation. We’re committed to helping our clients navigate their legal challenges and ensuring they receive the justice they deserve.

Remember, every case is different and deserves careful consideration. At Ramos Law, we’re here to help you make informed decisions and provide support every step of the way.